Most people think --- Nursing Home. Yet this is the last place people want to go. They want to stay in their own homes. With the purchase of long term care coverage your clients have that option and so many more. Perhaps your client can use an Adult Day Care or an Assisted Living Facility. Perhaps a family friend is able to stay with them. That option is available. Your Risk for Needing Long Term Care? 43% of all individuals needing long term care services are under age 65¹ 1/3 of people having strokes are under the age of 65² Only 26% of adults in the U.S. think they have or will have saved enough money to finance their long term care needs.³ What’s your client's plan to maintain normalcy in their family? 78% of adults receiving long term care at home rely exclusively on unpaid assistance from family members, friends and volunteers.4 A long term care stay could wipe out a lifetime of savings in a very short period of time. An average cost is more than $40,000 per year! Long Term Care Insurance protection completes the financial planning process. Now a Simple product with a simple approach for your client’s long term care needs ----- CASH!!!!!
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